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April 12, 2006

April 12th, 2006 at 08:00 am

We close on our first house in just over 2 weeks. I'm nervous and excited...

Once we get settled, I am going to get a part time job and keep at it until we have a nice emergency fund built up and also so we can pay off our credit cards.

We're both 24 and have high utilization due to carelessness in college. Our scores are really good, we just owe a lot. It makes me mad how ignorant we were a few years ago... and how we've just been throwing money away.

I'm going to mostly post about our progress on paying off our credit cards and miscellaneous financial things. Now I'm off to make a credit card payment!

-NoWayNovember

7 Responses to “April 12, 2006”

  1. Thrifty Ray Says:

    The good news is that you figured this out at 24 and not 34, or worse-44.
    Sounds like an exciting year ahead!! Good luck to you!!

  2. spendless Says:

    Welcome.......congrats on starting out with financial disciplines. The earlier you learn the better.

    Look forward to future posts.

  3. Amber Says:

    Great to hear you're closing really soon...congratulations Smile
    Keep in mind we all make mistakes I am 31 and just starting to get my finances in order...lol
    Again congrats on the new house and good luck

  4. jeffrey Says:

    Welcome and conrats on the house closing in a couple of weeks. I look forward to reading your progress and hope that writing it down in a blog like this helps to keep you focused. You are starting out well before most so you should give yourself a nice pat on the back for that.

  5. Frugal Momma Says:

    Welcome! I look forward to reading your journey

  6. Champion Cheapskate Says:

    Good luck in paying off your credit cards and debt.

  7. PRICEPLUS Says:

    Keep the faith. Financial success can and will be yours if you persevere!Smile

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